Bankruptcy Foreclosure

Bankruptcy foreclosure occur when a homeowner actually fall behind in payment of mortgage. The lender will actually begin the process of auctioning the property after getting permission from the court in order to get payment for the loan. When faced with foreclosure filing for a bankruptcy is always the most recommended option. If you file for chapter 7 bankruptcy, the foreclosure will be delayed for a number of months. Filing for chapter 13 will also give you more time to repay the mortgage.

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